Hoʻolālā makahiki i kēlā me kēia makahiki
| Makahiki | Ua uku ke kumu | Uku uku panee | Waihona koena |
|---|---|---|---|
| 1 | 5,317 | 10,691 | 234,683 |
| 2 | 5,561 | 10,447 | 229,122 |
| 3 | 5,816 | 10,192 | 223,306 |
| 4 | 6,084 | 9,924 | 217,222 |
| 5 | 6,363 | 9,645 | 210,859 |
| 6 | 6,655 | 9,352 | 204,203 |
| 7 | 6,961 | 9,047 | 197,242 |
| 8 | 7,281 | 8,727 | 189,961 |
| 9 | 7,616 | 8,392 | 182,346 |
| 10 | 7,965 | 8,043 | 174,380 |
| 11 | 8,331 | 7,677 | 166,049 |
| 12 | 8,714 | 7,294 | 157,335 |
| 13 | 9,114 | 6,894 | 148,221 |
| 14 | 9,533 | 6,475 | 138,688 |
| 15 | 9,971 | 6,037 | 128,717 |
| 16 | 10,429 | 5,579 | 118,287 |
| 17 | 10,908 | 5,100 | 107,379 |
| 18 | 11,409 | 4,599 | 95,970 |
| 19 | 11,933 | 4,075 | 84,036 |
| 20 | 12,482 | 3,526 | 71,555 |
| 21 | 13,055 | 2,953 | 58,500 |
| 22 | 13,655 | 2,353 | 44,845 |
| 23 | 14,282 | 1,726 | 30,563 |
| 24 | 14,938 | 1,070 | 15,625 |
| 25 | 15,625 | 383 | 0 |
Pehea e helu ʻia ai ka uku
Hoʻihoʻi ʻia ka hapa nui o nā moraki a me nā hōʻaiʻē mea kūʻai aku ma nā ʻāpana like o kēlā me kēia mahina (kahi makahiki makahiki). Hoʻopili mua kēlā me kēia uku i ka ukupanee i kāu ʻaiʻē, a ʻo ke koena e hōʻemi i ka ʻaiʻē - no laila ʻo ka uku mua ka hapa nui o ka uku a ma hope ka hapa nui.
ʻO ka Loan-to-value (LTV) ka hōʻaiʻē ma ke ʻano he mahele o ke kumukūʻai. Hāʻawi nā mea hāʻawi kālā i nā uku maikaʻi ma lalo o 80% LTV, a koi kekahi i ka ʻinikua moraki ma luna.
Nā ala e uku liʻiliʻi ai
- E hoʻohālikelike i ka pākēneka makahiki (APR) mai kekahi mau mea hāʻawi kālā, ʻaʻole wale ka helu poʻomanaʻo - aia ka APR i nā uku.
- ʻO ka uku hoʻohaʻahaʻa nui e hoʻohaʻahaʻa i ka uku a me ka huina o ka ukupanee, a loaʻa pinepine ka uku ʻoi aku ka maikaʻi.
- ʻO kahi uku liʻiliʻi ʻē aʻe i kēlā me kēia mahina hiki ke hoʻopau i nā makahiki mai ka hōʻaiʻē - e nānā inā e uku ana kāu mea hāʻawi no ka uku mua.
- E mālama i kahi cushion: hiki ke loli ka uku, ka ʻauhau a me ka ʻinikua, a ʻo ka uku paʻa e mau ana no ka manawa i hoʻonohonoho ʻia.
ʻO nā hopena he manaʻo no ke alakaʻi wale nō. ʻO ka hāʻawi a ka mea hāʻawi kālā e pili ana i kāu mōʻaukala aie, nā uku, ka ʻinikua a me nā lula kūloko - e nānā mau i nā helu hope me ka mea hāʻawi.
Hoʻolimalima a kūʻai paha i ka helu helu →Mea koho waiwai: hoʻohālikelike i nā hale e like me ka mea nui iā ʻoe →E nānā i nā papa inoa waiwai