Entebekanisa y'omwaka aha mwaka
| Omwaka | Omukuru w'eishomero yashashurwa | Amagoba gashashuriirwe | Balansi esigaireho |
|---|---|---|---|
| 1 | 5,317 | 10,691 | 234,683 |
| 2 | 5,561 | 10,447 | 229,122 |
| 3 | 5,816 | 10,192 | 223,306 |
| 4 | 6,084 | 9,924 | 217,222 |
| 5 | 6,363 | 9,645 | 210,859 |
| 6 | 6,655 | 9,352 | 204,203 |
| 7 | 6,961 | 9,047 | 197,242 |
| 8 | 7,281 | 8,727 | 189,961 |
| 9 | 7,616 | 8,392 | 182,346 |
| 10 | 7,965 | 8,043 | 174,380 |
| 11 | 8,331 | 7,677 | 166,049 |
| 12 | 8,714 | 7,294 | 157,335 |
| 13 | 9,114 | 6,894 | 148,221 |
| 14 | 9,533 | 6,475 | 138,688 |
| 15 | 9,971 | 6,037 | 128,717 |
| 16 | 10,429 | 5,579 | 118,287 |
| 17 | 10,908 | 5,100 | 107,379 |
| 18 | 11,409 | 4,599 | 95,970 |
| 19 | 11,933 | 4,075 | 84,036 |
| 20 | 12,482 | 3,526 | 71,555 |
| 21 | 13,055 | 2,953 | 58,500 |
| 22 | 13,655 | 2,353 | 44,845 |
| 23 | 14,282 | 1,726 | 30,563 |
| 24 | 14,938 | 1,070 | 15,625 |
| 25 | 15,625 | 383 | 0 |
Oku okushashura kurikubarwa
Ebibanja by‘enju n‘eby‘okukoresa ebingi nibigarurwaho omu bicweka ebirikwingana buri kwezi (annuity). Buri kushashura nikubanza kwashweka amagoba g’ebi okyabanja, kandi ebindi nibikyendeeza aha ibanja — n’ahabw’ekyo okushashura kare nikukira kuba amagoba kandi okwa bwanyima nikukira kuba esente z’okubanza.
Loan-to-value (LTV) ni loan nk‘omugabo gw‘omuhendo. Abarikuguza sente nibakira kuha emihendo mirungi eri ahansi ya 80% LTV, kandi abamwe nibetenga inshuwarensi y’enju eri ahaiguru yaayo.
Emiringo y'okushashura sente nkye
- Gyeragyeranisa omubaro gw‘ebicweka 10 ahari 100 eby‘omwaka (APR) kuruga omu baguzi baingi, ti mubaro gw‘omutwe gwonka — APR neerimu ebishare.
- Okushashura sente nyingi z’okubanza nikukyendeeza aha kushashura n’amagoba goona, kandi obwire obwingi nikutunga omuhendo murungi.
- Nangwa n’okushashura kakye okwongyeirweho buri kwezi nikubaasa kutwara emyaka kuruga aha nshaho — reeba yaaba orikukuguza naakushashura ahabw’okugaruza kare.
- Guma oine akacupa: emihendo, emishoro na inshuwarensi nibibaasa kuhinduka, kandi omuhendo ogutebeekanisiibwe nigukira kumara obwire obutebeekanisiibwe bwonka.
Ebirugiremu n‘okutebereza ahabw‘okuhabura kwonka. Eki omuguzi arikukuha nikirugiirira aha byafaayo byawe by’okugura, ebishare, inshuwarensi n’ebiragiro by’omu kicweka kyawe — buriijo reeba emibaro y’aha muheru n’omuguzi.
Pangisa nari ogure ekibaro →Omutoorani w'ebintu: gyeragyeranisa amaka kurugiirira aha kikuru ahariiwe →Reeba orunyiriri rw'ebintu