Ka por ba man la u snem
| Snem | La siew ia u nongpyniaid | Ka sut ba la siew | Ka jingsah |
|---|---|---|---|
| 1 | 5,317 | 10,691 | 234,683 |
| 2 | 5,561 | 10,447 | 229,122 |
| 3 | 5,816 | 10,192 | 223,306 |
| 4 | 6,084 | 9,924 | 217,222 |
| 5 | 6,363 | 9,645 | 210,859 |
| 6 | 6,655 | 9,352 | 204,203 |
| 7 | 6,961 | 9,047 | 197,242 |
| 8 | 7,281 | 8,727 | 189,961 |
| 9 | 7,616 | 8,392 | 182,346 |
| 10 | 7,965 | 8,043 | 174,380 |
| 11 | 8,331 | 7,677 | 166,049 |
| 12 | 8,714 | 7,294 | 157,335 |
| 13 | 9,114 | 6,894 | 148,221 |
| 14 | 9,533 | 6,475 | 138,688 |
| 15 | 9,971 | 6,037 | 128,717 |
| 16 | 10,429 | 5,579 | 118,287 |
| 17 | 10,908 | 5,100 | 107,379 |
| 18 | 11,409 | 4,599 | 95,970 |
| 19 | 11,933 | 4,075 | 84,036 |
| 20 | 12,482 | 3,526 | 71,555 |
| 21 | 13,055 | 2,953 | 58,500 |
| 22 | 13,655 | 2,353 | 44,845 |
| 23 | 14,282 | 1,726 | 30,563 |
| 24 | 14,938 | 1,070 | 15,625 |
| 25 | 15,625 | 383 | 0 |
Kumno la khein ia ka jingsiew .
Kiba bun ki ram iing bad ki ram nongthied la siew ha ki bynta kiba iaryngkat man la u bnai (ka ram snem). Kawei pa kawei ka jingsiew ka siew nyngkong ia ka sut jong kaei kaba phi dang dei ban siew, bad kaba sah ka pynduna ia ka ram — kumta ki jingsiew kiba kloi ki long kham bunsien ka sut bad kiba hadien ki long kham bunsien ka sut.
Ka ram-sha-ka dor (LTV) ka dei ka ram kum ka bhah jong ka dor. Ki nongai ram ki ju ai dor kiba kham bha hapoh 80% LTV, bad don kiba donkam ia ka jingpynbiang ia ka iing kaba halor jong ka.
Ki lad ban siew kham duna .
- Pynianujor ia ka dor ba man la u snem (APR) na ki katto katne ki nongai ram, ym tang ia ka dor ba kongsan — ka APR ka kynthup ia ki bai lutksan.
- Ka jingsiew shwa kaba kham heh ka pynhiar ia baroh ar ka jingsiew bad ia ka sut baroh kawei, bad bunsien ka ioh ia ka dor kaba kham bha.
- Wat ka jingsiew kaba rit kaba kham heh man la u bnai ka lah ban shim por da ki snem na ka ram — peit la u nongai ram jong phi u shim bai lutksan na ka bynta ban siew kloi.
- Pynsah ia ka jingsuk: ki dor, ki khajna bad ka insurance ki lah ban kylla, bad ka dor ba la buh thikna ka ju neh tang ha ka por ba la buh.
Ki jingmih ki long ki jingkhein tang na ka bynta ka jingpyniaid. Ka jingtyrwa jong u nongai ram ka shong ha ka histori jong ka ram jong phi, ki bai lutksan, ka insurance bad ki kyndon jong ka thain — peit beit ia ki jingkhein ba khatduh bad u nongai ram.
Ka bai wai ne thied ia ka kor khein jingkhein →U nongjied ia ki mar ki mata: ianujor ia ki iing da kaei kaba kongsan ia phi →Peit ia ki jingthoh jong ki mar ki mata