Shia kɛ nyɔmɔwoo he akɔntaabuu tsɔne

Ŋmaa jara lɛ, nyɔmɔwoo ni okɛwoɔ shishijee lɛ, nyɔmɔwoo lɛ kɛ be lɛ — kwɛmɔ nyɔŋ fɛɛ nyɔŋ nyɔmɔwoo lɛ, nyɔmɔwoo lɛ fɛɛ kɛ nɔ ni nyɔŋ fɛɛ nyɔmɔ nyɔmɔwoo kroko baaha okɛto.

Etsuɔ nii yɛ shika fɛɛ shika mli — ŋmaa shika yɛ nɔ ni okɛtsuɔ nii lɛ mli.

Nyɔji amli nyɔmɔwoo1,334
Shika ni awo lɛ240,000
Miishɛɛ fɛɛ160,199
Awo fɛɛ, kɛ shishijee nyɔmɔwoo460,199
Faa-kɛ-sɛɛnamɔ80%
Nyɔmɔwoo akɛ shika ni anáa lɛ mlijaa22.2%
Price ni oshika ni onáa lɛ ŋmɛɔ gbɛ437,812

Afi-kɛ-afi gbɛjianɔtoo
AfiSkul nɔkwɛlɔ lɛ woɔ nyɔmɔAwoɔ nyɔmɔwooBalance ni eshwɛ
15,31710,691234,683
25,56110,447229,122
35,81610,192223,306
46,0849,924217,222
56,3639,645210,859
66,6559,352204,203
76,9619,047197,242
87,2818,727189,961
97,6168,392182,346
107,9658,043174,380
118,3317,677166,049
128,7147,294157,335
139,1146,894148,221
149,5336,475138,688
159,9716,037128,717
1610,4295,579118,287
1710,9085,100107,379
1811,4094,59995,970
1911,9334,07584,036
2012,4823,52671,555
2113,0552,95358,500
2213,6552,35344,845
2314,2821,72630,563
2414,9381,07015,625
2515,6253830

Bɔ ni abuɔ nyɔmɔwoo lɛ he akɔntaa

Awoɔ shika ni akɛwoɔ shĩa mli kɛ shika ni mɛi ni heɔ nii lɛ fãa lɛ babaoo yɛ nyɔji amli mlijaai ni yeɔ egbɔ mli (annuity). Nyɔmɔwoo fɛɛ nyɔmɔwoo klɛŋklɛŋ haa nɔ ni ohiɛ lolo lɛ he nyɔmɔwoo, ni nɔ ni eshwɛ lɛ haa nyɔmɔwoo lɛ baa shi — no hewɔ lɛ nyɔmɔwoo ni awoɔ mra lɛ ji nyɔmɔwoo babaoo ni sɛɛ mli nyɔmɔwoo lɛ ji nyɔmɔwoo titri.

Shika-kɛ-jara (LTV) ji shika ni akɛfa akɛ jara lɛ mlijaa. Bei pii lɛ, mɛi ni haa shika lɛ haa shika ni hi fe 80% LTV, ni mɛi komɛi biɔ shika ni akɛwoɔ shĩa mli lɛ he inshuɔrans ni fe no.

Gbɛi ni atsɔɔ nɔ awoɔ nyɔmɔ fioo

  • Okɛ afi mlijaa oha mlijaa (APR) ni jɛ shika-halɔi babaoo adɛŋ lɛ ato he, shi jeee yitso nyɔmɔwoo lɛ pɛ — nyɔmɔwoo fata APR lɛ he.
  • Shika ni akɛwoɔ shishijee lɛ ni da fe tsutsu lɛ haa nyɔmɔwoo lɛ kɛ nyɔmɔwoo lɛ fɛɛ baa shi, ni bei pii lɛ, enáa nyɔmɔwoo ni hi fe tsutsu lɛ.
  • Nyɔmɔwoo fioo ko po ni awoɔ daa nyɔŋ nɔ lɛ baanyɛ ajie afii babaoo kɛjɛ nyɔmɔwoo lɛ nɔ — kwɛmɔ kɛji mɔ ni ha bo nyɔmɔ lɛ biɔ nyɔmɔ kɛha nyɔmɔwoo lɛ mra.
  • Ha kushin ahi ohe: nyɔmɔwoo, tooyeli kɛ inshuɔrans baanyɛ atsake, ni bei pii lɛ nyɔmɔwoo ni ato he gbɛjianɔ lɛ hiɔ shi kɛyashiɔ be ko pɛ.

Nɔ ni jɛ mli ba lɛ ji akɔntaabuu kɛha gbɛtsɔɔmɔ pɛ. Nɔ ni shika-halɔ lɛ kɛhaa lɛ damɔ shika ni okɛwoɔ shikatoohe lɛ nɔ, nyɔmɔwoo, inshuɔrans kɛ maŋ lɛ mli mlai anɔ — be fɛɛ be lɛ, kwɛmɔ naagbee yibɔi lɛ kɛ shika-halɔ lɛ.

Ha loo ohe akɔntaabuu tsɔne →Shiai ahe nihalalɔ: kɛ shiai ato nɔ ni he hiaa bo lɛ he →Kwɛmɔ nibii ni aŋmala ashwie shi lɛ

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