Jadwal taung-taung
| Taung | Kepala sekolah nibayaraki | Bunga nibayara | Saldo sisa |
|---|---|---|---|
| 1 | 5,317 | 10,691 | 234,683 |
| 2 | 5,561 | 10,447 | 229,122 |
| 3 | 5,816 | 10,192 | 223,306 |
| 4 | 6,084 | 9,924 | 217,222 |
| 5 | 6,363 | 9,645 | 210,859 |
| 6 | 6,655 | 9,352 | 204,203 |
| 7 | 6,961 | 9,047 | 197,242 |
| 8 | 7,281 | 8,727 | 189,961 |
| 9 | 7,616 | 8,392 | 182,346 |
| 10 | 7,965 | 8,043 | 174,380 |
| 11 | 8,331 | 7,677 | 166,049 |
| 12 | 8,714 | 7,294 | 157,335 |
| 13 | 9,114 | 6,894 | 148,221 |
| 14 | 9,533 | 6,475 | 138,688 |
| 15 | 9,971 | 6,037 | 128,717 |
| 16 | 10,429 | 5,579 | 118,287 |
| 17 | 10,908 | 5,100 | 107,379 |
| 18 | 11,409 | 4,599 | 95,970 |
| 19 | 11,933 | 4,075 | 84,036 |
| 20 | 12,482 | 3,526 | 71,555 |
| 21 | 13,055 | 2,953 | 58,500 |
| 22 | 13,655 | 2,353 | 44,845 |
| 23 | 14,282 | 1,726 | 30,563 |
| 24 | 14,938 | 1,070 | 15,625 |
| 25 | 15,625 | 383 | 0 |
Antekamma batena nirekeng pabayara
Sikontu hipotek siagang pinjaman konsumen nibayaraki lalang cicilan bulang-bulang sangkamma (annuity). massing-massing pabayara uru-uruna antutuki bungana apa nu utang ija, nampa sisalana na kurangi inranna — jari pabayara rioloa sanna' jaina bungana siagang ribokoangna sanna' jaina poko'na.
Pinjaman-ke-nilai (LTV) iami antu pinjaman salaku bageang battu ri ballinna. Pa'pinraang biasana assarei rate labbi baji' irawanganna 80% LTV, siagang rie' to'ji parallui asuransi hipotek irateanna.
Cara untu ambayaraki kurang
- Bandingkangi rate persentase taung (APR) battu ri siapa are pa'pinraang, teai rate headline bawang — APR antama tongi ongkoso.
- Uang muka lompoangngang na pa'kurangi pa'bayara'na siagang bunga kabusu'na, siagang biasana anggappa rate la'bi baji'.
- Ba'lalo sike'de' pa'bayara' tambahan tunggala bulang akkullei angngalle taung-taung battu ri pa'pinraang — paressai punna pa'bayara'nu pa'bayara' riolo.
- Paentengi bantal: tarif, pajak siagang asuransi akkullei a'pinra, siagang tarif tette' biasana bawang untu' wattu le'baka nipattantu.
Hasilna iami antu perkiraan untuk bimbingan bawang. Tawarang pa'pinraang ta'ganttung ri sejarah kreditnu, ongkoso, asuransi siagang atorang lokal — tuli paressai angka pa'le'ba'na siagang pa'pinraang.
Sewai yareka ammalli kalkulator →Pammilei properti: pa'bandingi balla'a ri apa nu parallua ri kau →Amparessai daftar properti