Aƒe ƒe fe kple gadodo ƒe akɔntabubumɔ̃

Alesi wobua ga si woaxe lae

Woxea aƒe ƒe fe kple nuƒlelawo ƒe fe akpa gãtɔ le ɣleti sia ɣleti ƒe fetu si sɔ me (ƒe sia ƒe ƒe fetu). Fexexe ɖesiaɖe xea deme si nènyi le fe si nènyi la ta gbã, eye susɔea ɖea fe si nènyi la dzi kpɔtɔna — eyata fexexe do ŋgɔ nyea deme akpa gãtɔ eye esiwo woxe emegbe la nyea fetu vevitɔ.

Loan-to-value (LTV) nye gadodo abe asixɔxɔa ƒe akpa aɖe ene. Zi geɖe la, gadodolawo naa ga home si nyo wu le 80% LTV te, eye wo dometɔ aɖewo biaa aƒe ƒe nugblẽfexeɖoɖo si wu edzi.

Mɔ siwo dzi woato axe fe sue aɖe ko

• Tsɔ ƒe sia ƒe ƒe alafa memamã (APR) si tso gadodola geɖewo gbɔ sɔ kple wo nɔewo, ke menye tanya ƒe agbɔsɔsɔme ɖeɖeko o — APR la lɔ fewo ɖe eme.
• Ga si woxe do ŋgɔ si lolo wu ɖea ga si woxena kple deme bliboa siaa dzi kpɔtɔna, eye zi geɖe la, woxɔa ga home si nyo wu.
• Fe sue aɖe si woxe kpee ɣleti sia ɣleti gɔ̃ hã ate ŋu axɔ ƒe geɖe le gadodoa me — kpɔe ɖa be wò gadodola xɔa ga le fexexe kaba ta hã.
• Na nugblẽfexeɖoɖo nanɔ anyi: ga homewo, adzɔwo kple nugblẽfexeɖoɖowo ate ŋu atrɔ, eye zi geɖe la, ɣeyiɣi aɖe si woɖo ɖi koe ga home si woɖo ɖi la nɔa anyi.

Nusiwo do tso eme nye akɔntabubuwo hena mɔfiame ɖeɖeko. Dola ƒe gadodo nɔ te ɖe wò gadodo ŋutinya, fetu, nugblẽfexeɖoɖo kple nutoa me sewo dzi — lé ŋku ɖe xexlẽme mamlɛawo ŋu kple amesi do ga na wò ɣesiaɣi.

Haya alo ƒle akɔntabubumɔ̃ →Nuwo tiatia: tsɔ aƒewo sɔ kple wo nɔewo le nusiwo le vevie na wò nu →Kpɔ nunɔamesiwo ƒe xexlẽdzesiwo me