Icipendo ca ng'anda ne nkongole

Ingisha umutengo, indalama shobe isha kubalilapo, umutengo wa nkongole ne nshita — moneni indalama sha mweshi umo umo, inkongole shonse na ifyo ukulipila kwa mweshi umo umo ukwalundwako kuti kwasunga.

Ibomba mu ndalama iili yonse — lembeni indalama muli iyo mulebomfya.

Ukulipila cila mweshi1,334
Icipendo ca nkongole240,000
Inkongole shonse160,199
Ukulipilwa konse, pamo no kulipila460,199
Inkongole-ku-mutengo80%
Ukulipila nga icakaniko ca ndalama22.2%
Umutengo wa ndalama shenu shisuminisha437,812

Ubutantiko bwa mwaka no mwaka
UmwakaUmukalamba alipilweInkongole shalipilweUkushala ukwashala
15,31710,691234,683
25,56110,447229,122
35,81610,192223,306
46,0849,924217,222
56,3639,645210,859
66,6559,352204,203
76,9619,047197,242
87,2818,727189,961
97,6168,392182,346
107,9658,043174,380
118,3317,677166,049
128,7147,294157,335
139,1146,894148,221
149,5336,475138,688
159,9716,037128,717
1610,4295,579118,287
1710,9085,100107,379
1811,4094,59995,970
1911,9334,07584,036
2012,4823,52671,555
2113,0552,95358,500
2213,6552,35344,845
2314,2821,72630,563
2414,9381,07015,625
2515,6253830

Uko ukulipila kwapendelwa .

Inkongole ishingi isha ng’anda ne nkongole sha bashita shilipilwa mu fiputulwa fyalinga cila mweshi (iciputulwa ca mwaka). Cila kulipila intanshi kufimbapo incito pafyo ucili ukwete inkongole, kabili ifyashala filacefyako inkongole — eico ukulipila kwa kubalilapo kwaba incito kabili ukwakonkapo kwaba incito.

Ukukongola-ku-mutengo (LTV) ni nkongole nga icakaniko ca mutengo. Abakongola ilingi line balapeela imitengo iisuma iyacepako pali 80% LTV, kabili bamo balakabila inshuwalansi ya ng'anda pa muulu wa iko.

Inshila sha kulipilamo ifinono

  • Ukulinganisha umutengo wa pa mwaka uwa maperesenti (APR) ukufuma ku bakongolesha abengi, te mutengo fye wa mutwe — APR yasanshamo amalipilo.
  • Ukulipila ukukalamba ukwa kubalilapo kulacefyako fyonse fibili ukulipila ne nkongole shonse, kabili ilingi line kupokelela umutengo usuma.
  • Nangufye ukulipila ukunono ukwalundwako cila mweshi kuti kwasenda imyaka ukufuma pa nkongole — moneni nga cakuti uulemukongola alelipila pa kulipila bwangu.
  • Sunga umuputule: imitengo, imisonko na inshuwalansi kuti fyalyaluka, kabili umutengo uwashintililwapo ilingi line ulaikala fye pa nshita iyatantikwa.

Ifyasangwamo fyalinga fye ku kutungulula. Ukupeelwa kwa ulekongola kwashintilila pa lyashi lyenu ilya nkongole, amalipilo, inshuwalansi na mafunde ya mu ncende yenu — lyonse moneni impendwa sha kulekelesha no ulekongola.

Ukusonkela nangula ukushita icakupenda →Umusalu wa fikuulwa: linganyeni amayanda kuli ifyo mulefwaya →Fwayeni imitantikile ya fipe

Saleni umusumba

Imisumba iyaishibikwa