Kumkhat hnu kumkhat caan suaimi
| Kum | Principal nih a pek | Pekmi ngunkhuai | A tangmi tangka |
|---|---|---|---|
| 1 | 5,317 | 10,691 | 234,683 |
| 2 | 5,561 | 10,447 | 229,122 |
| 3 | 5,816 | 10,192 | 223,306 |
| 4 | 6,084 | 9,924 | 217,222 |
| 5 | 6,363 | 9,645 | 210,859 |
| 6 | 6,655 | 9,352 | 204,203 |
| 7 | 6,961 | 9,047 | 197,242 |
| 8 | 7,281 | 8,727 | 189,961 |
| 9 | 7,616 | 8,392 | 182,346 |
| 10 | 7,965 | 8,043 | 174,380 |
| 11 | 8,331 | 7,677 | 166,049 |
| 12 | 8,714 | 7,294 | 157,335 |
| 13 | 9,114 | 6,894 | 148,221 |
| 14 | 9,533 | 6,475 | 138,688 |
| 15 | 9,971 | 6,037 | 128,717 |
| 16 | 10,429 | 5,579 | 118,287 |
| 17 | 10,908 | 5,100 | 107,379 |
| 18 | 11,409 | 4,599 | 95,970 |
| 19 | 11,933 | 4,075 | 84,036 |
| 20 | 12,482 | 3,526 | 71,555 |
| 21 | 13,055 | 2,953 | 58,500 |
| 22 | 13,655 | 2,353 | 44,845 |
| 23 | 14,282 | 1,726 | 30,563 |
| 24 | 14,938 | 1,070 | 15,625 |
| 25 | 15,625 | 383 | 0 |
Phaisa pekmi cu zeitindah tuak a si
Inn cawknak le hmanmi leiba tam deuh cu thlakhat ah tlukruang tein pek tthan an si (annuity). Phaisa pekmi pakhat cio nih na leiba rihmi cung i ngunkhuai kha a khuh hmasa, cun a dang nih leiba kha a zorter — cucaah a hmasa pekmi cu ngunkhuai a si i a hnu deuh pekmi cu a tam deuh cu a hrampi a si.
Loan-to-value (LTV) cu man tthencheu in leiba a si. Lender pawl nih 80% LTV tang ah a ttha deuhmi man an pek tawn, cun cheukhat nih cun a cunglei ah inn cawknak insurance an hal.
Tlawm deuh in pek khawhnak lam
- A tlangpi man lawng si loin leiba petu tampi sin in kumkhat chung zatuak man (APR) kha tahchunh — APR ah man aa tel.
- A ngan deuhmi tangka pekmi nih tangka pekmi le a dihlak ngunkhuai kha a zorter, cun a caan ah a ttha deuhmi man a hmuh.
- Thla fatin tangka tlawmte pek chapmi hmanh nih leiba cu kum tampi a lak khawh — na leiba petu nih a hlan deuh ah pek tthannak caah tangka a lak maw lak lo ti kha zoh.
- Hmunhma chiah: man, ngunkhuai le insurance aa thleng kho, cun a fekmi man cu caan khiahmi chung lawng a hmun tawn.
A phichuak cu lamhruainak ca lawng ah tuaktanmi a si. Leiba petu nih a pekmi cu na credit tuanbia, man, insurance le khuachung phunglam cungah aa hngat — a donghnak zat kha leiba petu he i hal zungzal.
Calculator hlan asiloah cawk →Inn le lo thimtu: na caah a biapi mi thil in inn kha tahchunh →Innlo cazin pawl kha zoh