Mortgage ne boseabɔ ho akontaabu

Hyehyɛ bo no, wo sika a wotua ansa na woatua, mfɛntom ne bere no — hwɛ sika a wotua ɔsram biara, mfɛntom nyinaa ne nea sika a wotua ɔsram biara foforo no bɛkora so.

Sɛ wɔkyekyem pɛpɛɛpɛ a, dan ka a wɔbɔ wɔ ɔman biara mu →

Ɛyɛ adwuma wɔ sika biara mu — kyerɛw sika dodow wɔ nea wode bedi dwuma no mu.

Ɔsram biara a wotua1,334
Bosea dodow a wɔde ma240,000
Mfaso a wɔde di dwuma nyinaa160,199
Total paid, ne sika a wɔatua ansa na wɔayɛ460,199
Boa a wɔde ma-kɔ-bo a ɛsom80%
Katua sɛ sika a wonya no mu kyɛfa22.2%
Bo a wo sika a wonya no ma kwan437,812

Afe biara nhyehyɛe
AfePrincipal tuaa kaMfaso a wotuaeKari pɛ wɔ hɔ
15,31710,691234,683
25,56110,447229,122
35,81610,192223,306
46,0849,924217,222
56,3639,645210,859
66,6559,352204,203
76,9619,047197,242
87,2818,727189,961
97,6168,392182,346
107,9658,043174,380
118,3317,677166,049
128,7147,294157,335
139,1146,894148,221
149,5336,475138,688
159,9716,037128,717
1610,4295,579118,287
1710,9085,100107,379
1811,4094,59995,970
1911,9334,07584,036
2012,4823,52671,555
2113,0552,95358,500
2213,6552,35344,845
2314,2821,72630,563
2414,9381,07015,625
2515,6253830

Sɛnea wobu sikatua no ho akontaa

Wɔtua dan ka ne bosea a wɔde ma adetɔfo dodow no ara wɔ sika a ɛyɛ pɛ mu ɔsram biara (afe afe). Tua biara di kan tua mfɛntom a ɛwɔ nea woda so ara de no so, na nea aka no tew ɛka no so — enti sika a wotua ntɛm no yɛ mfɛntom dodow no ara na akyiri yi no dodow no ara yɛ sika titiriw.

Loan-to-value (LTV) yɛ bosea no sɛ bo no mu kyɛfa. Wɔn a wɔde bosea ma no taa de sika a eye sen biara ma wɔ 80% LTV ase, na ebinom hwehwɛ dan ho insurance a ɛboro so.

Akwan a wobɛfa so atua sika kakraa bi

  • Fa afe afe ɔha biara mu nkyekyɛmu (APR) a ɛfiri boseabɔfoɔ dodoɔ bi hɔ toto ho, ɛnyɛ asɛmti dodoɔ nko ara — APR no ka ɛka ho.
  • Sɛ wotua sika kɛse a edi kan a, ɛtew sika a wotua ne mfɛntom nyinaa so, na mpɛn pii no wonya sika a eye sen saa.
  • Sɛ wotua sika ketewaa bi ka ho ɔsram biara mpo betumi agye mfe pii afi bosea no mu — hwɛ sɛ ebia nea ɔde wo bosea no gye sika wɔ bosea a wotua ntɛm ho anaa.
  • Fa cushion sie: tow, tow ne insurance betumi asesa, na mpɛn pii no, sika a wɔahyɛ ato hɔ no di hɔ bere bi a wɔahyɛ nkutoo.

Nea afi mu aba no yɛ akontaabu a wɔde ma akwankyerɛ nkutoo. Ɔdefɛmfoɔ a ɔde ma no gyina wo boseabɔ abakɔsɛm, sika a wotua, insurance ne mpɔtam hɔ mmara so — bere nyinaa hwɛ akontabuo a ɛtwa toɔ no wɔ ɔdefɛmfoɔ no nkyɛn.

Fa anaa tɔ calculator →Agyapade a wɔpaw: fa afie toto nea ɛho hia wo ho →Hwehwɛ agyapade a wɔahyehyɛ

Paw kurow

Nkurow a agye din