Hypotheca rates in patria

Mediocris rates de novis domi mutuis in 27 terris ex statisticis officialibus: quid nunc constat mutuum, quomodo rate movetur in anno et quid proprie MENSTRUUM EST.

PatriaMediocris rateIn anno Menstrua solutio per 100,000 sumptaII annis
Malta Sep 2026 1.93% -0.05 pp € 420 25 annos
Helvetia Sep 2026 2.2% +0.37 pp CHF 434 25 annos
Suecia Sep 2026 2.88% +0.02 pp SEK 468 25 annos
Croatia Sep 2026 2.94% -0.07 pp € 471 25 annos
Hispaniae Sep 2026 2.99% +0.32 pp € 474 25 annos
Portugal Sep 2026 3.09% +0.23 pp € 479 25 annos
Gallia Sep 2026 3.19% +0.2 pp € 484 25 annos
Slovenia Sep 2026 3.24% +0.41 pp € 487 25 annos
Graecia Sep 2026 3.31% -0.24 pp € 490 25 annos
cyprium Sep 2026 3.32% +0.1 pp € 491 25 annos
Finnia Sep 2026 3.39% +0.61 pp € 495 25 annos
Hiberniae Sep 2026 3.51% -0.07 pp € 501 25 annos
Italia Sep 2026 3.61% +0.33 pp € 507 25 annos
Luxemburgum Sep 2026 3.61% +0.28 pp € 507 25 annos
Austria Sep 2026 3.63% +0.25 pp € 508 25 annos
Slovakia Sep 2026 3.74% +0.2 pp € 514 25 annos
Belgium Sep 2026 3.77% +0.41 pp € 515 25 annos
Nederlandia Sep 2026 3.87% +0.39 pp € 521 25 annos
Dania Sep 2026 4.06% +0.47 pp DKK 481 30 annos
Germania Sep 2026 4.09% +0.34 pp € 533 25 annos
Lithuania Sep 2026 4.32% +0.68 pp € 546 25 annos
Estonia Sep 2026 4.45% +0.65 pp € 553 25 annos
Latvijas Sep 2026 4.53% +0.63 pp € 558 25 annos
United Kingdom Oct 2026 5.19% +1.02 pp £ 596 25 annos
Norvegia Sep 2026 5.3% +0.03 pp NOK 602 25 annos
Canada Nov 2026 6.19% +0.1 pp CA$ 656 25 annos
United States Nov 2026 7.11% +0.88 pp US$ 673 30 annos
De notitia

Area Euro: medium sumptus mutui pro emptione domus in novis mutuis in singulis terris, ab Banca Centrali Europaea. Regnum Unitum: medium rate fixum 5-annorum citatum ad 75% loan-to-value (Bank of England). Civitates Foederatae: medium rate fixum 30-annorum (Freddie Mac Primary Mortgage Market Survey). Norvegia, Suecia, Dania: mediae rates in novis mutuis domorum ad familias (Statistica Norvegiae, Statistica Sueciae, Danmarks Nationalbank). Helvetia: medium rate hypothecae fixum 10-annorum (Banca Nationalis Helvetica). Canada: rate hypothecae conventionalis 5-annorum ab bankis oblata (Bank of Canada). Solutio est per 100,000 mutuata in valuta terrae per terminum usitatum: exemplum, non oblatio banki.

Fontes: ECB · Bank of England · Freddie Mac / FRED · Statistics Norway · Statistics Sweden · Danmarks Nationalbank · Swiss National Bank · Bank of Canada