zikozyanyo zyakusanganya zyamakanze aaya: Kweendelana
- Mali amali aabikkwa 10%
- Zizuminano 40%
- Ziyobwedo 50%
Chikozyano chakuti bantu balaabanizya biyeni mali nkaambo kachiyandisyo achiindi — kutali kulumbaizya pe.
Mali yakugwasya muchiindi chamuchiindi chifwiifwi kanjikanji ilabikkwa kabotu alimwi nchuubauba kusika — mubbokesi lyakuyobweda mali naakuti mubbokesi lyakuyobweda mali — nkaambo ulakonzya kwaayanda kufumbwa buzuba. Mulawu uudumide ngwakuti myezi iili 3-6 yakubelesya zintu ziyandikana.
Mali aayandika mubuzuba buzyibidwe kanjikanji alatolwa kumasena aatakwe ntenda mbuli buzuba mbobuswena afwaafwi, aboobo kuseluka kwamusika kakutanaba kuula takunyonganyi bubambe.
Kubbadelela ŋanda buzuba bulayandika: kuti koyanda kuula mukati kamyaka miche, kuseluka kwamuulo kulakonzya kuchedesya kuula. Bantu kanjikanji balacesya ntenda aawo kuula nokwaswena afwaafwi.
Kakuli makumi aamyaka kunembo, kudonkola kwachiindi chifwiifwi takukwe makani pe, mpawo kwachiindi chilamfu makwebo akakomena chakufwambaana kwiinda kutanta kwamiulo — pesi taakwe zisinizyo, mpawo bantu biingi balacesya ntenda aawo chiindi chakuleka mulimu nichaswena afwaafwi.
Kukukomena kwachiindi chilamfu, chiindi akuliyumya kwako kuzintu zibotu azibi nzizyo ziyandikana loko. Kumwaya mali mumakwebo miingi akubamba mali masyoonto nzintu nzyokonzya kweendelezya.
Kuti mpindu zyazwa zisiyene
Kujokela kwini-kwini takuli kabotu pe: imwi myaka tiili kabotu pe. Mweelwe utondeezya kuti mpindu zyeendelana biyeni akuyeyela.
Zikozyanyo zyakusanganya zyakozyanisyigwa
| Chikozyano | Mali / zikwelete / zitokwe, % | Kuyeeyelwa kuti kupiluka | Ulakonzya kukomena kusika | Mumali yamazubaano |
|---|---|---|---|---|
| Mali amali aabikkwa | 100 / 0 / 0 | 2% | 74,362 | 51,345 |
| Kucenjela | 20 / 60 / 20 | 3.5% | 85,343 | 58,926 |
| Kweendelana | 10 / 40 / 50 | 5% | 98,420 | 67,955 |
| Kukomena | 5 / 15 / 80 | 6.5% | 114,033 | 78,736 |
Kujokela kupati kuyeeyelwa kulaboola akudonkola kupati alimwi kuchitika chiindi chiingi munzila. Kuyeyela ooku nkutondezya mweelwe waakati aakati wachiindi chilamfu, kutali zisyomezyo.
Kotana ubikka mali
- Kosaanguna kuyaka mali yakugwasya muchiindi cheenzu — myeezi yotatwe kusikila kuli yosanwe yamali aayandikana mu akaunti iitakatazyi kujana.
- Kobbadela zikwelete zidula zilimbuli makkaadi azikwelete: mpindu yayo kanjikanji ilainda mpindu yoonse iikonzya kujanwa.
- Langa cisi chako nchochipa: biingi bali amaakaunti aakuyobola mali naakuti penshoni, mpawo bamwi basikubalemba milimu balayungizya mali kuzipego zyako.
- Amwaya mali yako: inkamu yomwe, mali naa lubono lulakonzya kuwida ansi lwakwe mwini, mpawo kusiyanasiyana kulakonzya kucesya ntenda eeyo.
- Kobamba mali masyoonto mpawo uyeeye zyachiindi chilamfu: mali yakubbadela ya 1% amwaka ilatola busena bupati bwakukomena kwamakumi aamyaka.
Mabala aaya aambaanzi
Mali amali aabikkwa. Maakaunti aakuyobola mali akubikka mali. Ntenda nsyoonto alimwi nchuubauba kusika, pesi kwachiindi chilamfu mpindu kanjikanji tiikonzyi kweendelana akutanta kwamali.
Zizuminano. Zikwelete kumfwulumende naakuti makkampani abbadala nkomo. Kanjikanji zilakkalilila kwiinda ziyobwedo, asi miulo yazyo ilaunka antoomwe amweelwe wampindu mpawo sikukweletesya ulakonzya kutabbadela.
Ziyobwedo. Zibeela mumakkampani, kanjikanji zijatwa kwiinda mumali. Muchindi, kukomena kwachiindi chilamfu, pesi akudonkola kupati — chimwi chiindi 30-50% — ooko kukonzya kutola myaaka kuti kubweze.
Zitondeezyo zyakuchenjezya zyakubeja
Kusyomezyegwa mpindu mpati, kusinikizyigwa kusala chakufwambaana, kulomba kubbadela mumakkaadi aa crypto naakuti zipego, antoomwe a "beendelezi ba akaunti" aabo basaanguna kukujata nzitondezyo zyakubeja mukubikka mali. Langa kuti kufumbwa muntu uuyanda kubikka mali ulaa laisensi amweendelezi wemali muchisi chako.
Kutali lulayo lwamali. Zyoonse zili apeeji eeli nziiyo zyabantu boonse zyeendelana akuyeyela kwako. Takuli kubikka mali, mutelo naakuti lulayo lwamilawu alimwi takuli kupa naakuti kulumbaizya chintu chili coonse chamali. Impindu zyakainda tazipi kuti ziyoozwidilila kunembo, mpawo kubikka mali kulakonzya kusweekelwa mpindu. Kutegwa musale kweendelana abukkale bwanu, amubandike asikupa lulayo lwamali uujisi layisensi. Bazeta tasambali zintu zyamali.