Empower

Best for: Affluent users with investment portfolios and complex financial situations approaching retirement

Pros:
+ Includes retirement planning calculator with Monte Carlo simulation
+ Features a fee analyzer for identifying hidden investment costs
+ Provides investment portfolio analysis and benchmarking
+ Offers complete financial account aggregation

Cons:
- Wealth management services carry a 0.89% AUM fee for accounts over $100,000
- Less detailed budgeting than specialized apps like YNAB
- Designed to funnel users to paid advisory services

Ranked #2 of 4, score 8.7/10 in "Best Personal Finance App for iPhone in 2026" by Top Ratings Hub, updated 2026-08-30.

Round-up topic: best personal finance app for iphone.

Also ranked: #5 in "Best Expense Tracker App for iPhone in 2026: Ranked by Features and Value"; #5 in "Best Expense Tracker App for Android in 2026"; #6 in "Best Personal Finance App in 2026: Ranked by Budgeting Rigor and Account Coverage".

Editorial pick from a published round-up — not an advertisement placed by a private seller, and nobody on Bazeta is selling it.

Source: Top Ratings Hub — https://topratingshub.com/best/best-personal-finance-app-for-iphone-in-2026