Payoneer

Best for: Freelancers whose primary income comes from major online marketplaces like Amazon or Upwork

Pros:
+ Default payout network for major marketplaces including Amazon, Fiverr, eBay, and Upwork
+ Supports direct local withdrawals to local bank accounts without intermediate currency conversion
+ Web and mobile apps provide synchronized access to payment history and balances

Cons:
- Combined fees can reach approximately $90/month for a freelancer earning $3,000/month
- Annual fee of $29.95 applies if annual receipts are under $2,000
- FX markup of up to 2% is higher than Wise's starting rate of 0.57%

Ranked #1 of 6, score 9.2/10 in "Best Wise Alternatives for Freelancers in 2026" by Top Ratings Hub, updated 2026-10-19.

Round-up topic: wise alternatives for freelancers.

Editorial pick from a published round-up — not an advertisement placed by a private seller, and nobody on Bazeta is selling it.

Source: Top Ratings Hub — https://topratingshub.com/alternatives/best-wise-alternatives-for-freelancers-in-2026