FreeAgent

Best for: Freelancers and landlords with fewer than 5 active clients needing simple invoicing

Pros:
+ Outstanding invoicing features tailored for service businesses
+ HMRC-approved for MTD VAT and Income Tax
+ Free entry tier available for basic needs
+ Strong expense tracking capabilities for freelancers

Cons:
- Free tier is limited to only 5 clients, restricting growth without immediate upgrade
- Lacks the extensive third-party integration count of larger platforms like Xero

Ranked #5 of 6, score 8.2/10 in "Best Accounting Software for Small Business UK in 2026" by Top Ratings Hub, updated 2026-09-12.

Round-up topic: best accounting software for small business uk.

Also ranked: #5 in "Best Payroll Software for Small Business UK in 2026".

Editorial pick from a published round-up — not an advertisement placed by a private seller, and nobody on Bazeta is selling it.

Source: Top Ratings Hub — https://topratingshub.com/best/best-accounting-software-for-small-business-uk-in-2026